International Medical Insurance

Globally Recognized

Worldwide Risk Management, Inc. specializes in helping companies of all sizes maintain and satisfy the stringent requirements of conducting business internationally.

International Medical Insurance

Welcome to IMG®’s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied – that’s why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.

For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the “Review Coverage” link associated with each product. Once you have determined which plan best fits your needs, click on the “Buy …” link and you can complete the simple and easy-to-follow application.

Worldwide Risk Management Coverage Options

Worldwide Risk Management, Inc. specializes in helping companies of all sizes maintain and satisfy the stringent requirements of conducting business internationally.

Patriot Travel Medical Insurance®

Individual & Family (5 Days up to 2 Years Coverage)

Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage. Patriot International® provides coverage for U.S. citizens traveling outside the U.S. and Patriot America® provides coverage for non-U.S. citizens traveling outside their home country.

Global Medical Insurance®

Coverage Brochure

Individual & Family (1 Year or Longer)

Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world. It provides two coverage areas: Worldwide and Worldwide excluding the U.S. and Canada.

There are three plan options available: Silver – which provides $5,000,000 of scheduled coverage for the budget conscious consumer; Gold – which provides $5,000,000 of comprehensive coverage and helps reduce out-of-pocket expenses; and Platinum – for the global consumer who desires the superior benefits package of $8,000,000 of coverage and includes medical, dental, vision and exclusive access to our Global Concierge and Assistance ServicesSM

Patriot Platinum® Travel Medical Insurance

Coverage Brochure

Enhanced Benefits and Services Plan

Patriot PlatinumSM provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today.

Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance ServicesSM.

There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.

Patriot Exchange ProgramSM 

Coverage Brochure

Highlights

  •  Medical insurance for students studying abroad or participants of cultural exchange programs 
  •  Deductible options from $0 to $100
  •  Maximum limit $5,000,000
  •  Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements

Employer Sponsored Group Insurance

GEO Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad, or foreign nationals around the world. GEO Group assists employers to carve out their international employees to provide U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for employees and their families.

Patriot Group Travel Medical Insurance

Coverage Brochure

5 or More Individuals (5 Days up to 1 Year)

Patriot Group Travel Medical Insurance provides coverage for groups of five or more U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. It offers a 10% discount from Patriot Travel Medical Insurance and has one easy-to-use enrollment form.

There are two Patriot Group Travel plans that provide up to $2,000,000 of medical coverage with a choice of deductibles and policy maximums. Patriot International Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot America Group provides coverage for non-U.S. citizens traveling outside their home country. In addition to medical benefits, the plans include coverage for medical evacuation and repatriation.

Emergency Medical Evacuation

Sky Rescue is designed for those travelers who need to fill the gaps in the international medical insurance. It provides coverage for such benefits as emergency medical evacuation, repatriation, reunion and emergency assistance services that are not covered under most domestic or national plans.

Coverage is available for individuals under the age of 65 traveling outside their home country. It can be purchased in three, six or 12 months increments and can be rewritten for succeeding or subsequent periods.

Trip Cancellation

Worldwide Risk Management, Inc. specializes in helping companies of all sizes maintain and satisfy the stringent requirements of conducting business internationally.

Trip Cancellation Insurance

Trip Insurance for those who value the investment they have made in a vacation and depend on comprehensive travel insurance plans. All plans include toll-free access to our customer service and 24/7 travel assistance.

  • Coverages Available
  • Trip Delay
  • Baggage and Personal Effects (Lost / Damaged / Stolen)
  • Frequent Travel Loyalty
  • Lost / Delayed Baggage
  • Sports Equipment Rental
  • Renter’s Collision
  • Pre-existing Conditions Waiver
  • Accident and Sickness Medical
  • Emergency Accident & Sickness Expense
  • Emergency Medical Evacuation and Medically Necessary Repatriation
  • Repatriation of Remains
  • Accidental Death & Dismemberment Coverage–24-Hour
  • Accidental Death & Dismemberment Coverage – Air Only
  • 24-Hour Travel Assistance and Concierge Services
  • Security, Political, Natural Disaster Evacuation

Our Benefits

Trip Insurance for those who value the investment they have made in a vacation and depend on comprehensive travel insurance plans. All plans include toll-free access to our customer service and 24/7 travel assistance.

  • Trip Cancellation
  • Trip Interruption
  • Trip Cancellation for Any Reason
  • Airline Ticket Change Fee
  • Single Occupancy Supplement
  • Sports Adventure – Golf Fee9s), Hunting & Fishing Licensing Refund, Golf Course Closure, & Skiing
  • Missed Connection
International Coverage

Get in touch with Worldwide Risk Management for a free consultation.